Rental homes are usually insured on a landlord or dwelling fire policy, not a homeowners policy. Quotes can look alike and cover very different things.
Compare
- Dwelling coverage amount.
- All other perils deductible and the hurricane deductible.
- Loss of rent coverage, and for how long.
- Liability limit.
- Whether it covers replacement cost or actual cash value.
Ask the agent
Ask what is excluded, especially water damage, mold and flood.
Our insurance quote comparison lines up three quotes.
General information, not legal, tax or financial advice.
This article is general information, not legal, tax or regulatory advice. Rules change; confirm current requirements with the responsible agency or a licensed professional.
